Industry News from Yes Insurance

Young drivers may be more dangerous on the roads because they are not fully developed, it has been revealed.

This is because the brain's frontal lobe does not fully mature until around 25 years of age, according to research from the traffic and road safety research group at the University of Waikato.

The study claimed that the under-development of this area - which controls risk-taking and decision-making - may make younger drivers more accident prone, This is London has reported.

Therefore, it may be that drivers under the age of 25 risk their car insurance policies because of physiology.

"It seems plausible that immature executive functioning may lie behind the poor hazard anticipation and detection skills that seem to characterise many adolescent drivers," said project leader Robert Isler.

Under current road rules, a driver can apply for a provisional licence once they are 17 years of age.

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