Say yes to cheaper van, home and car insurance

A former boy-racer whose exploits led to him having 26 titanium plates inserted into his skull is joining a road safety campaign to try and convince young motorists to drive safely.

Nick Butcher, 22, from Cardiff told the Western Mail: "I used to be what you would call a 'boy racer'. I would speed and take risks while driving around in my car. Many young drivers see driving as thrilling and exciting, an expression of their freedom."

Following a horrific accident, unsurprisingly, his attitude changed completely. "I suffered severe head injuries which have altered my life forever. I was lucky - I could have died."

Now he wants to help road safety campaign groups, including Brake, to convince young roadsters that the thrill of excessive speeding really isn't worth it.

In Wales in 2005, 67 drivers, passengers and motorcyclists aged 15 to 25 were killed and 340 were seriously injured. Serious injuries include brain damage, spinal injuries and limb-loss.

For young drivers, insuring your car can be extremely expensive, due in part to the fact that young drivers are more likely to be involved in road accidents. For this reason, most young drivers find that it is financially easier to take out third party fire and theft insurance.