Say yes to cheaper van, home and car insurance

As the nights draw ever closer and endless summer turns into an endless winter, motorists are once again under the threat of being caught out by inclement weather on darkened roads.

The Department for Transport's report on Road Casualties in Great Britain 2005 showed that last November saw a significant rise in the number of road accidents with 16,928 injured.

This was an eight per cent increase on the 15,659 people that were hurt in October and was also higher than the 16,771 injuries that were sustained in December.

To prevent accidents and protect their car insurance premium, motorists are being advised to check their vehicles and prepare themselves for the changes about to occur, as well as watching out for less responsible drivers.

When preparing their vehicle, motorists are advised to check the anti-freeze, oil level, hazard lights and tyre condition before setting off. Drivers should also carry anti-freeze to treat their windscreen and windows.

For extra safety, motorists should also carry a torch, blankets, a reflective triangle sign, a first aid kit and jump leads in their vehicle and, if their car insurance does not already provide it, they should take out additional breakdown cover.

© Adfero Ltd