Say yes to cheaper van, home and car insurance

Drivers in the UK's major cities are more likely to be uninsured than anywhere else in the country, according to a new report.

A study, carried out by the Motor Insurers' Bureau (MIB), shows that there are more people driving without car insurance in metropolises than less cosmopolitan areas.

West Gorton in Manchester is the place where most offenders live, with there being six times more uninsured drivers than the national average.

The second hotspot is Bakerend in Bradford, while Newtown in Birmingham and Everton and Croxteth in Liverpool also scored badly.

"Together with the police, we will make it increasingly tougher for uninsured motorists in these areas to escape detection," said MIB chief executive Ashton West.

"Now that the police know where the highest proportions of uninsured motorists are, they can focus their resources and make life very difficult for these criminals."

In total, three Birmingham districts appear in the uninsured drivers top ten, with Manchester and Liverpool each appearing twice.

Police say that this information will be used to launch a crackdown on drivers who do not have insurance.

"We know that people who do not pay for tax or insurance are often involved in other forms of criminal activity," said a spokesman for the Association of Chief Police Officers.

"By targeting vehicles and focusing police activity in specific areas, the police are able to effectively deal with criminals who use the road."

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