Say yes to cheaper van, home and car insurance

Proposals which would see all vehicles fitted with an Intelligent Speed Adaptation (ISA) device have been slammed by the Association of British Drivers (ABD).

An ISA is a device which uses global positioning systems and a digital roadmap to calculate the location of a car and activate onboard devices which are able to reduce the vehicle's speed according to the limits.

The system would alert the driver to the fact that he or she is driving over the limit before slowing the car down if the warning is ignored.

The ABD has reacted furiously to the government sponsored idea, saying drivers need to be in control.

"The only real intelligence in a vehicle's control system is found between the ears of the driver. We blunt that intelligence at our peril," says Brian Gregory, ABD chairman.

The parliamentary advisory council for transport safety argues that accidents could be reduced greatly if the scheme is introduced, leading to fewer car insurance
claims.

It is being suggested that the introduction of ISAs could cut accidents by 36 per cent and bring the number of fatalities down by 59 per cent.

These numbers are staggering in comparison to the seven per cent reduction seen when legislation was brought in to enforce compulsory seatbelt wearing.

Despite this the ABD argues that drivers could become over reliant on such technologies leaving them impotent in the event of an emergency.

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